Public Sector Disbursements

Overview: Empower governments, NGOs, and institutions to distribute programmable money in the form of stablecoins, CBDCs, or tokenized grants with full transparency, accountability, and audit trails. Hybrid-Chain enables direct-to-wallet disbursements, with access rules, expiration logic, and spending constraints built-in.

Platform Benefits: Hybrid-Chain removes the complexity and opacity from traditional public-sector payments. With Layer-2 vaults and smart permissions, funds can be distributed to self-custody wallets instantly and programmatically, while tracking distribution paths, validating eligibility, and complying with national regulatory mandates.

Integration Flow:

1. Onboarding & Identity Mapping:

   • Use KYC or pre-approved lists to register recipient wallets or identities

   • Create Hybrid-Vaults for every end-user or institution

   • Tag each wallet with jurisdictional info, user group (e.g. refugee, student), or income tier

2. Token Setup:

   • Create national stablecoin (e.g., GUSD, EuroToken) using TokenCreate() or load from an authorized issuer

   • Define disbursement parameters: expiration, access tags, max spend amounts, category locks

3. Fund Distribution:

   • Use SendTokenBatch() to push programmable money to thousands or millions of wallets

   • Each transfer is signed, indexed, and stored immutably for compliance

   • Recipient wallets can be notified via webhook or app notification

4. Spend Management & Controls:

   • Limit where or how funds can be spent (e.g., only within local shops, only on medical services)

   • Use GetSpendHistory() to analyze usage by region, demographic, or program

   • Enable TokenReclaim() if funds are unused beyond expiration dates

5. Reporting & Auditing:

   • Export live reports per campaign, location, or round

   • Generate hash-proof audit snapshots for regulatory or donor visibility

   • Allow selective read-only wallet access for oversight bodies or external auditors

Optional Add-ons:

• Geofencing: disburse or limit tokens based on GPS or country data

• Eligibility or milestone-based releases: tie disbursements to program KPIs

• Tiered benefit systems: deliver base aid, bonuses, or seasonal support

• Fiat off-ramp integration for end-users to cash out or pay bills

Note: Government-related disbursements may fall under financial, humanitarian aid, or central banking oversight. Partnering with authorized institutions and maintaining audit compliance is essential for long-term platform credibility.